Well, Rick, not all of us have had wonderful experiences with PayPal, and fortunately, even a number of UK folks accept personal checks drawn on US funds. I find that many small nurseries do not take credit cards or use PayPal and they are usually the ones who have the rare and unusual plants... Robin Hansen Nursery Southwest Coast of Oregon where fall is coming, at last >>>Why not just use a service such as paypal? Much less drama and risk....